shop and pay in 4,intrest free*
Shop Smart And Split Payments
Horizon is the smooth and safe way to get what you love today, and pay over time.
Horizon Pay in 4 instalments credit agreement are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Horizon and other lenders. 18+, Barbados residents only. Subject to status. T&Cs apply.
So, how does Horizon work?
We partner with retailers all over the island, so that you can shop smooth directly in their stores. Don’t spot us at the checkout? No worries. You can use our website to enjoy flexible payment options with our other retail partners.
Horizon Pay in 4 instalments credit agreement are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Horizon and other lenders. 18+, Barbados residents only. Subject to status. T&Cs apply.
pay later with horizon
Millions of savvy shoppers have already chosen Horizon when shopping at their favourite retailers
SPLIT THE COST INTO 3 INTEREST FREE monthly instalments*
Pay in 4 instalments
Spread the cost of your purchase into 4 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 2 weeks*
Read our terms
Show QR.
You generate a QR code in the Horizon app that is scanned at checkout to initiate the payment. The Merchant then confirms the purchase in the app.
Scan QR.
Horizon has ready-made integrations allowing you as a customer to pay with the Horizon app by scanning your QR code at the card terminal.
CTO (chief technical officer)
our secure,payment system allows our customers to shop securely and safely on the our platform with our encripted qr code payments.